General Liability
What does commercial general liability include? Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business's operations, products, or injuries that occur on the business's premises.
Professional Liability
Professional liability insurance is a type of business insurance that provides coverage for professionals and businesses to protect against claims of negligence from clients or customers. Professional liability insurance typically covers negligence, copyright infringement, personal injury, and more
Commercial Auto
Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business autos and provides certain compensation to occupants of your business autos injured in accidents.
Commercial Property
An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage (PD).
Inland Marine
Businesses with moveable property may benefit from inland marine insurance. It's important to determine if some of your business dealings fall outside of the coverage provided by your existing commercial insurance. For example, you may have coverage through your business owners insurance policy for the cameras, lighting and other equipment in your photography studio. However, this equipment may not be covered if it is being shipped to another location for a shoot. In this case, inland marine insurance would help provide coverage if there was an accident or theft during shipping.
